Health Care & Medical

Bringing a Divided System Back Together

Medicare was originally designed to make healthcare more accessible to aging members of the population who needed it most. While this took immeasurable weight off the shoulders of millions of Americans, it eventually created a few problems for them as well. As the program began to grow beyond its original boundaries and branch out in a number of different directions, quite a bit of confusion entered the picture.

Reuniting a Divided Front

Over the years, an increasing number of insurance providers jumped on the Medicare bandwagon. In doing so, they were able to modify the plans they made available to the public as well as their prices. Choosing which company offered the best options took on an incredibly complicated form, leaving many to question their final decisions or even greatly regret them in the long run. Medicare’s Supplement Plan G was designed to help take some of the guesswork out of the equation.

  • Identical Networks: Insurance providers no longer have freedom of choice when it comes to physician networks. This aspect is uniform across the board and dependent on which doctors, specialists and facilities accept Medicare rather than which ones the insurance companies choose to include in their coverage options.
  • Uniform Claims Payment: When policy providers began to diverge from a standard operating system, many of them lost the trust of physicians because they fell short on paying out claims. This prompted a number of medical care providers to drop the program from their accepted forms of insurance. All this has been cleared up at this point as automation has become the norm and standardization is a requirement for those offering Medicare in their list of coverage options.
  • Standardized Benefits: Plan G comes with its own list of benefits. They’re set in stone, and you can read more about them through this link. Insurance companies aren’t allowed to stray from these details in any way, so all policies are identical regardless of provider.

Not very long ago, choosing the right Medicare provider meant comparing policies, prices, benefits, drawbacks and a wide range of other factors. Thanks to a new level of standardization put into play by the program, this is no longer the case. Now, price is the only consideration facing enrollees, so signing up for Plan G is basically a matter of finding the lowest rate among available providers.